Grow your business with X10⁺

Offer flexible Buy Now, Pay Later options that boost sales, build loyalty, and keep your cash flow strong.

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How X10⁺ Works for Your Business

Track performance, approvals, and plans in your merchant dashboard.

Sign up

Share your business details; onboarding is quick and straightforward.

Integrate

Connect X10⁺ to your online checkout or display QR codes in-store.

Online

Add X10⁺ to checkout (lightweight integration).

Offer flexible payment

Customers choose flexible interest-free installments.

In-store

Display a static QR code at POS—customers scan, select X10⁺, and pay.

You get paid

Instant confirmation; funds settle fast per your payout schedule.

Grow Your Business with X10⁺

Offer flexible, interest-free installments. Get paid instantly. Attract new customers. Backed by a Central Bank–regulated financial institution.

Boost sales & AOV (up to 30%)

Give customers the flexibility to split payments in flexible installments—watch conversion and basket size rise.

Get paid instantly

Enjoy instant payment confirmation and fast settlement with simple, attractive commercials.

Zero hidden fees

Transparent pricing. Clear terms. No surprises.

Win new customers

Reach shoppers who prefer to “buy now, pay later” with clear, zero-fee plans.

Simple for every merchant

Big, small, or micro—we welcome all. Easy selection criteria and a quick onboarding flow.

Trusted & secure

Built with robust controls and powered by Al Ain Finance (UAE Central Bank–regulated).

From our Community

With X10⁺, shopping feels so much easier. The flexible payments give me confidence to manage my budget without the usual hassle.

- Merchant 4

Managing my expenses used to be stressful, but X10⁺ makes it effortless. I can buy what I need without worrying, thanks to the flexible payment options.

- Merchant 3

X10⁺ has completely simplified how I track my spending. I love having flexible payment choices—it gives me peace of mind every time I shop.

- Merchant 2

X10⁺ makes managing my expenses so much easier. I can shop with confidence knowing I have flexible payment options

- Merchant 1

Got Questions?

Frequently Asked Questions

Everything you need to know about X10⁺

You receive instant confirmation at checkout, and settlements are processed on a fast, predictable schedule.

That’s on us. You get paid upfront; we manage the customer repayments.

Refunds are simple. Issue them through your merchant dashboard, and we handle the rest with the customer.

No. Just display your unique X10⁺ QR code. Customers scan, select X10⁺, and pay—it’s that easy.

Everyone—from small shops to enterprise retailers. If you sell, X10⁺ helps you grow.

Yes. X10⁺ is powered by Al Ain Finance, a UAE Central Bank–regulated financial institution.

Still have questions?

Our customer support team is here to help you